And It’s Expensive Not To Know!
It seems like just as we get a handle on how our credit scores are determined, they change the system. Yes, the basic rules still apply, “pay our bills on time”. The rest of it seems to change at the whim of each credit bureau, each having their own scoring systems.
So much rides on our credit scores, like car & homeowners insurance premiums, credit card rates, mortgage and car interest rates, bank loans, credit lines, business borrowing, renting, employment, etc. Shouldn’t they let us know HOW they are scoring us???