Care should be taken to REGULARLY review your credit report and look for those things which are out of place, i.e.; inquiries from vendors you are unfamiliar with. This could be an indicator someone may be trying to get credit in your name.
You can contact the credit bureaus to place a “fraud alert” on your account. This basically informs the lender/creditor to directly contact you to insure you indeed are seeking new credit. They should do this but it does not always happen. However, it is worth doing if you are concerned about your credit profile.
Here is the special contact information for each bureau.
Equifax Consumer Fraud Division
Phone: 800-525-6285 or: 404-885-8000
P.O. Box 740241
Atlanta, GA 30374-0241
Experian National Consumer Assistance
P.O. Box 2104
Allen, TX 75013
Trans Union Fraud Victim Assistance Department
P.O. Box 6790
Fullerton, CA 92634-6790
If you have been a victim of indentity theft, you may wish to contact us to learn how the FCRA can assist you in removing derogatory credit from your profile.