Removing Bad Credit Can Drastically Improve Your Credit Scores
Removing unverified bad credit from your credit report is relatively easy. Along with correcting inaccurate or out-dated information. Part of the process requires you to dispute or challenge the negative credit that is being reported about you. Don’t worry if you know the information is actually accurate. The law gives you the right to investigate what is on your report to be sure that both the credit bureaus and the creditor are reporting properly within the law.
You may find that by challenging that bad credit, that the creditor is no longer reporting this information to the bureaus, or that they no longer have any information to validate it or that they simply don’t respond to the investigation. This means that your bad credit falls off of your report. It’s little things like this that can drastically and quickly increase your credit scores.
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