Author Archives: Safe Haven Credit

About Safe Haven Credit

I don't much like the pompous attitude of the credit bureaus and the damage they have caused consumers and businesses, so I like to rant about it here...

Credit Bureau Fails Again


Credit reporting agency sued by State Mississippi has sued credit reporting giant Experian, alleging sweeping errors in the company’s data and routine violations of consumer protection laws. Mississippi’s action — and a previously unreported multi-state investigation of credit bureaus led … Continue reading

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Experian wouldn’t fix bad credit, and loses huge!


Not fixing a bad credit report pays $18.6 million dollar jury award. This is the recent case of Julie Miller whose credit file was merged and mixed with someone else with the same name.  After numerous attempts and lots of … Continue reading

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Top Credit Cards for People with Bad Credit (November 2014)


Top Credit Card Choices for Bad Credit 2014 The credit card scene changes almost weekly, each competitor trying to outdo the other.  But for those with poor credit, the choices have to be different.  Most banks and credit unions will … Continue reading

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3 Things Not to do In Credit Repair


Repairing your credit works if you avoid these 3 things. 1. Time Warp – you can’t hurry Mother Nature and you won’t hurry the credit bureaus! The credit repair industry has done so much damage to itself by trying to … Continue reading

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How To Beat Credit Card Debt Collectors


You can beat credit card debt collectors if you know the rules There are so many cases in point of debt collection company’s inability to prove that you owe them the debt. These alleged debts were sold to these companies … Continue reading

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Suing The Credit Bureaus? Have A Purpose


Be wise about suing the credit bureaus I’ve had a second email this month about “suing the credit bureaus” because they don’t have proof of the negative credit that they are reporting. Now hold on before you get all worked … Continue reading

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3 Powerful Tips To Remove Bad Credit


Removing Bad Credit Can Drastically Improve Your Credit Scores Removing unverified bad credit from your credit report is relatively easy.  Along with correcting inaccurate or out-dated information.  Part of the process requires you to dispute or challenge the negative credit … Continue reading

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