Category Archives: Credit Reporting Agencies


 Sue The Credit Bureaus??? Maybe! A federal court jury in the United States District Court for the Eastern District of Pennsylvania returned an $800,000 verdict against Trans Union credit reporting agency in a fair credit reporting case. The verdict is the … Continue reading

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A Clever Way To Raise Your Credit Scores With The Credit Bureaus

It is true that more and more companies than you are aware of are viewing your credit profile.  Nearly all of the companies you do business with share information with their sister companies and companies they may have a loose … Continue reading

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Need to improve your credit scores… Try your spouse

Need to improve your credit scores… New credit regulation go into effect this week that could impact 16 million people. For many years, people were allowed to share their credit cards with authorized users. Husbands historically did this for their … Continue reading

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Credit Check Errors Go Unchecked!

Americans are virtually powerless to correct damaging mistakes in their credit reports because of loopholes and obstacles in the federal law governing credit-reporting agencies, an Ohio newspaper reported. The lack of government regulation allows errors that wrongly deny thousands of … Continue reading

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Fired For Her Credit Score!

Fired for having student loans? Latoya Horton says she was fired from her job as an accountant, not because she did anything wrong, but because her employer checked her credit report and decided her debt-to-credit ratio was too high. Latoya … Continue reading

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A New Credit Bureau – The Chex System

Can’t Open A Bank Account?  Here’s Why! Maybe you haven’t heard of the Chex System.  And well you might not until you have a negative run in with your bank and they report that information to the Chex System. Basically, … Continue reading

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More Of Your Privacy Is About To Be Ripped Away From You!

It is becoming increasingly apparent that you private life and your personal information are a commodity that the credit bureaus think they own and have the right to sell to just about anyone for the asking. This is a very … Continue reading

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