Tag Archives: chargeoff

Suing The Credit Bureaus? Have A Purpose


Be wise about suing the credit bureaus I’ve had a second email this month about “suing the credit bureaus” because they don’t have proof of the negative credit that they are reporting. Now hold on before you get all worked … Continue reading

Posted in Credit Repair | Tagged , , , , , , , , , , , , | 1 Comment

3 Powerful Tips To Remove Bad Credit


Removing Bad Credit Can Drastically Improve Your Credit Scores Removing unverified bad credit from your credit report is relatively easy.  Along with correcting inaccurate or out-dated information.  Part of the process requires you to dispute or challenge the negative credit … Continue reading

Posted in bad credit, Credit Repair | Tagged , , , , , , , , , , , , , , | Leave a comment

What do I do after Bankruptcy?


I had to laugh the other day when talking to a prospect that had just completed a chapter 7 bankruptcy. When it was all done, he had called up his attorney and asked what do I do next? And the … Continue reading

Posted in bankruptcy, credit law, Improve Credit Scores | Tagged , , , , , , , , , , , , , , , , , , | 2 Comments

New Ruling Makes It Easier To Get an FHA Loan For Some


A new rule prohibiting homebuyers from getting a Federal Housing Administration mortgage if they owe more than $1,000 in outstanding collections accounts could cut demand by up to 20%, according to banking analysts. The rule went into effect April 1. … Continue reading

Posted in Banks, Debt collection, mortgages | Tagged , , , , , , , | Leave a comment

Can You Be Taxed For Forgiven Debt?


If you’ve received a surprise 1099-C tax form in the mail, you may be wondering if it’s taxable income for you. I want to explain. The 1099-Cs popping up in people’s mailboxes are really fallout from the financial crisis over … Continue reading

Posted in Debt collection, Finance, Taxes | Tagged , , , , , , , , , , , , , , , , , | Leave a comment

Take Our Poll – What Has Impacted Your Credit The Most?


Posted in Consumer Advocate, credit bureaus, credit law, Credit Repair, credit Scores, Economy, Foreclosure | Tagged , , , , , , , , , , , | 1 Comment

Write A Letter To The Credit Bureaus


100 Words That Can Change Your Credit History Looking at your credit report may be something you’d rather not do, especially if you’ve recently experienced a financial rough patch. However, knowing what’s in it is important, especially if you’re planning … Continue reading

Posted in bad credit, Consumer Advocate, credit bureaus, credit law, Credit Repair, credit Scores, FCRA | Tagged , , , , , , , , , , , , | Leave a comment