Tag Archives: employment

Fired For Her Credit Score!


Fired for having student loans? Latoya Horton says she was fired from her job as an accountant, not because she did anything wrong, but because her employer checked her credit report and decided her debt-to-credit ratio was too high. Latoya … Continue reading

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Can Personality Influence Your Credit Score?


A recent study out of Stanford University and Columbia University states that it is possible to predict someone’s credit rating by how patient or impatient they are.  (The Journal of the Association for Psychological Science) Having a good credit score … Continue reading

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Take Our Poll – What Has Impacted Your Credit The Most?


Posted in Consumer Advocate, credit bureaus, credit law, Credit Repair, credit Scores, Economy, Foreclosure | Tagged , , , , , , , , , , , | 1 Comment

How Much Does Poor Credit Really Cost?


Today, having low credit scores is no longer an option!  The chart below gives you a good idea of the monthly costs of having scores below 740 (this score being the current standard to obtain the very best financing typically … Continue reading

Posted in bad credit, bankruptcy, chargeoff, Consumer Advocate, credit bureaus, credit law, Credit Repair, credit Scores, Section 609, short sale | Tagged , , , , , , , , , , , | 4 Comments

Experian To Report Rent Payments


NEW YORK (CNNMoney) — For those of you without credit cards or mortgages, there’s a new way to build your credit: Pay your rent on time. In January, credit reporting agency Experian started including residential rental payment data on its … Continue reading

Posted in credit bureaus, credit law, Credit Repair, credit Scores | Tagged , , , , , , , , , , , , | 1 Comment

Feb. 24, 2011 – Time To Press The Reset Button


Sometimes things are so out of whack it is simply better to start over then to try and limp along through the mire and muck. Bad credit is like that.  Credit has become a huge issue in this nation.  And … Continue reading

Posted in bad credit, credit bureaus, credit law, Credit Repair, credit Scores, FCRA, Section 609 | Tagged , , , , , , , , , , , , , , , | Leave a comment

Has Bad Credit Cost You A Job?


Right now it is tough enough to find a job!  Add to that the fact that employers are increasingly checking applicant’s credit when deciding who to hire or even who to promote. Approximately 60% of employers are now checking credit … Continue reading

Posted in bad credit, Banks, credit bureaus, credit law, Credit Repair, credit Scores, Section 609 | Tagged , , , , , , , , , , , , , , , | Leave a comment