Tag Archives: personal finances

Credit Check Errors Go Unchecked!


Americans are virtually powerless to correct damaging mistakes in their credit reports because of loopholes and obstacles in the federal law governing credit-reporting agencies, an Ohio newspaper reported. The lack of government regulation allows errors that wrongly deny thousands of … Continue reading

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New Ruling Makes It Easier To Get an FHA Loan For Some


A new rule prohibiting homebuyers from getting a Federal Housing Administration mortgage if they owe more than $1,000 in outstanding collections accounts could cut demand by up to 20%, according to banking analysts. The rule went into effect April 1. … Continue reading

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Can You Be Taxed For Forgiven Debt?


If you’ve received a surprise 1099-C tax form in the mail, you may be wondering if it’s taxable income for you. I want to explain. The 1099-Cs popping up in people’s mailboxes are really fallout from the financial crisis over … Continue reading

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Free access to credit report and score


Reposted from Www.HowardClark.com Just as there’s no reason to obsess over your credit score, there’s also no reason to ignore it either. What you don’t know can hurt you. Fortunately, getting free access to your credit report and credit score … Continue reading

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Active Military Personel can get their FICO scores for FREE


We recently received word of a new way that active duty personnel can see their real true FICO score for free online. The Financial Industry Regulatory Authority (FINRA), which oversees the brokerage industry, has a special website at SaveandInvest.org/Military that … Continue reading

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Why Aren’t My Credit Scores Going Up?


There is a great deal of misconception surrounding credit scores and negative credit.  Although you may have derogatory credit it may not be impacting your credit as much as you think.  In fact, the older the negative credit is (in … Continue reading

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Can Personality Influence Your Credit Score?


A recent study out of Stanford University and Columbia University states that it is possible to predict someone’s credit rating by how patient or impatient they are.  (The Journal of the Association for Psychological Science) Having a good credit score … Continue reading

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