Tag Archives: Section 609

3 Powerful Tips To Remove Bad Credit


Removing Bad Credit Can Drastically Improve Your Credit Scores Removing unverified bad credit from your credit report is relatively easy.  Along with correcting inaccurate or out-dated information.  Part of the process requires you to dispute or challenge the negative credit … Continue reading

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CFPB to rein in the credit bureaus


Filing a lawsuit may be the only way to get an error on your report removed The Consumer Financial Protection Bureau has been given oversight over the nation’s three main credit bureaus, but you still may have to take matters … Continue reading

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How Much Does Poor Credit Really Cost?


Today, having low credit scores is no longer an option!  The chart below gives you a good idea of the monthly costs of having scores below 740 (this score being the current standard to obtain the very best financing typically … Continue reading

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Feb. 24, 2011 – Time To Press The Reset Button


Sometimes things are so out of whack it is simply better to start over then to try and limp along through the mire and muck. Bad credit is like that.  Credit has become a huge issue in this nation.  And … Continue reading

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The Credit Bureaus Are Not Government Agencies!


They gather personal information about you and turn around and sell that information for profit. There are rules that Congress established that the credit bureaus must follow in both gathering and reporting information about you. They ARE NOT following the … Continue reading

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Has Bad Credit Cost You A Job?


Right now it is tough enough to find a job!  Add to that the fact that employers are increasingly checking applicant’s credit when deciding who to hire or even who to promote. Approximately 60% of employers are now checking credit … Continue reading

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Can Deleted Items Reappear On My Credit Report?


It is possible, but very rare.  Once an item is deleted, the FCRA makes it difficult to re-report an item.  Especially if it was an unverified account.  In addition, the credit reporting agencies face monetary penalties of up to $1,000 … Continue reading

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