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Category Archives: Debt collection
How To Beat Credit Card Debt Collectors
You can beat credit card debt collectors if you know the rules There are so many cases in point of debt collection company’s inability to prove that you owe them the debt. These alleged debts were sold to these companies … Continue reading
Debt Collectors Dirty Little Secret
How to stop debt collections and loose the debt I continue to rant about the underground, almost illegal debt collection business. Between the news coverage exposing just how bad it is and the Federal Trade Commission making a show of … Continue reading
Posted in Debt collection
Tagged collection agencies, collection agency, credit collections, debt collection, debt collector harrassment, debt collectors, fair debt collection, FDCPA, how to deal with debt collectors, how to stop debt collection harrassment, how to stop debt collectors
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Collection Agencies – A Truly Sleazy Business
Collection Agencies – a legal underworld It is truly amazing what these so called “junk debt dealers” are getting away with. In any other world, it would be considered a crime. Our government has condoned collection agencies by setting up … Continue reading
How to remove debt collections
The law has added a new wrinkle to removing debt collections! Junk debt buyers, most often known as collection companies, deserve the bad rap they have earned. And today, with the help of the FTC, the Consumer Financial Protection Board … Continue reading
Debt collection and debt collectors; what to do
As the economy soured so did the credit bubble and the business of collecting bad debts mushroomed. When a loan goes south, the lender will often sell the debt to a third party collection agency. On average the debt collector … Continue reading
New Ruling Makes It Easier To Get an FHA Loan For Some
A new rule prohibiting homebuyers from getting a Federal Housing Administration mortgage if they owe more than $1,000 in outstanding collections accounts could cut demand by up to 20%, according to banking analysts. The rule went into effect April 1. … Continue reading
Can You Be Taxed For Forgiven Debt?
If you’ve received a surprise 1099-C tax form in the mail, you may be wondering if it’s taxable income for you. I want to explain. The 1099-Cs popping up in people’s mailboxes are really fallout from the financial crisis over … Continue reading
Posted in Debt collection, Finance, Taxes
Tagged 1099-c, business, cash out refi, chargeoff, credit card debt, credit cards, debt, debts, economy, foreclosure, forgiven debt, government, income tax, IRS, personal finances, politics, real-estate, taxes
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Discover What You Can Sue The Credit Bureaus For!
The 4 Most Common Credit Bureau Violations Unfortunately, the credit bureaus, debt collectors and creditors know that it is unlikely that you will sue them in court due to the time and expense. Because of this they can easily (and … Continue reading
Posted in bad credit, Consumer Advocate, credit bureaus, credit law, Credit Repair, credit Scores, Debt collection, FCRA
Tagged basic credit law, case law, correcting credit info, correcting credit information, credit bureau violations, defamation of character, fix bad credit fast, fixing bad credit, invasion of privacy, quick credit fix, quick credit repair, small claims court, suing the credit bureaus
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Credit Card Company Trying To Pull A Fast One!
Capital One trying new scheme to collect on old debt! There is a new tactic in bill collection that I need to make sure you know about. David Lazarus of The Los Angeles Times reports that Capital One is sending … Continue reading
Posted in Banks, Budget, Consumer Advocate, credit law, credit Scores, Debt collection, debt collector
Tagged chargeoff, credit law, credit score, dispute, FCRA, personal finances, personal information
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Debt Collection Companies Up The Ante
It seems that more and more collection companies are taking their battle to court. Up to now it was a matter of contacting you and using whatever means necessary to persuade, cajole even demand you pay the debt collector! The … Continue reading
Posted in Consumer Advocate, credit bureaus, credit law, Debt collection, debt collector, Economy, FCRA
Tagged credit bureau, Credit Bureaus, credit law, credit report, credit restoration, credit score, debt, dispute, FCRA, FDCPA Act, FTC, FTC Act, lawsuit, personal finances, personal information, Safe Haven Credit
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Safe Haven Credit 