Tag Archives: dispute

Credit Check Errors Go Unchecked!


Americans are virtually powerless to correct damaging mistakes in their credit reports because of loopholes and obstacles in the federal law governing credit-reporting agencies, an Ohio newspaper reported. The lack of government regulation allows errors that wrongly deny thousands of … Continue reading

Posted in credit bureaus, Credit Disputes, credit law, Credit Reporting Agencies | Tagged , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Homeowner Forecloses on Bank of America!


Written by Kelly Heffernan-Tabor Collier County, Florida — Have you heard the one about a homeowner foreclosing on a bank? Well, it has happened in Florida and involves a North Carolina based bank. Instead of Bank of America foreclosing on some … Continue reading

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Credit Card Company Trying To Pull A Fast One!


Capital One trying new scheme to collect on old debt! There is a new tactic in bill collection that I need to make sure you know about. David Lazarus of The Los Angeles Times reports that Capital One is sending … Continue reading

Posted in Banks, Budget, Consumer Advocate, credit law, credit Scores, Debt collection, debt collector | Tagged , , , , , , | 1 Comment

Debt Collection Companies Up The Ante


It seems that more and more collection companies are taking their battle to court.  Up to now it was a matter of contacting you and using whatever means necessary to persuade, cajole even demand you pay the debt collector! The … Continue reading

Posted in Consumer Advocate, credit bureaus, credit law, Debt collection, debt collector, Economy, FCRA | Tagged , , , , , , , , , , , , , , , | 2 Comments

This Summer Credit Scores Must Be Disclosed!


Beginning this summer, financial institutions will be required to disclose your credit score whenever they make an adverse decision such as turning down your loan application or putting you into a higher interest rate loan. Years ago, there was one … Continue reading

Posted in Banks, Consumer Advocate, credit bureaus, credit law, credit Scores, Economy, Finance | Tagged , , , , , , , , , , , | Leave a comment

Debt Collectors Will Pay More Than $1 Million to Settle FTC Charges


Claimed Debts Were Owed Despite Consumers’ Disputes A nationwide debt collector has agreed to pay a civil fine of more than $1 million to settle Federal Trade Commission charges that it violated federal law by inaccurately reporting credit information and … Continue reading

Posted in bad credit, bankruptcy, chargeoff, credit law, Credit Repair, FCRA, fraud, short sale | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment