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Category Archives: bad credit
3 Powerful Tips To Remove Bad Credit
Removing Bad Credit Can Drastically Improve Your Credit Scores Removing unverified bad credit from your credit report is relatively easy. Along with correcting inaccurate or out-dated information. Part of the process requires you to dispute or challenge the negative credit … Continue reading
Posted in bad credit, Credit Repair
Tagged bankruptcy, chargeoff, Credit Bureaus, credit history, credit repair, credit report, credit restoration, credit scores, how to raise my credit scores 100 points, how to remove bad credit, rebuild my credit, remove bad credit, repair my credit, Safe Haven Credit, Section 609
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How To Raise My Credit Score
It’s not impossible, it just seems like it. Coming from poor credit requires action on two fronts. First it is critical that you use credit. Over 50% of your credit score comes from positive credit use and recent credit history. … Continue reading
Discover What You Can Sue The Credit Bureaus For!
The 4 Most Common Credit Bureau Violations Unfortunately, the credit bureaus, debt collectors and creditors know that it is unlikely that you will sue them in court due to the time and expense. Because of this they can easily (and … Continue reading
Posted in bad credit, Consumer Advocate, credit bureaus, credit law, Credit Repair, credit Scores, Debt collection, FCRA
Tagged basic credit law, case law, correcting credit info, correcting credit information, credit bureau violations, defamation of character, fix bad credit fast, fixing bad credit, invasion of privacy, quick credit fix, quick credit repair, small claims court, suing the credit bureaus
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Write A Letter To The Credit Bureaus
100 Words That Can Change Your Credit History Looking at your credit report may be something you’d rather not do, especially if you’ve recently experienced a financial rough patch. However, knowing what’s in it is important, especially if you’re planning … Continue reading
Posted in bad credit, Consumer Advocate, credit bureaus, credit law, Credit Repair, credit Scores, FCRA
Tagged bankruptcy, chargeoff, CRA, credit bureau, credit law, credit repair, credit restoration, credit score, FCRA, foreclosure, personal finances, personal information, Safe Haven Credit
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How Does Credit Card Debt Settlement Affect Your Credit Report?
This question is often asked, and one of the least understood aspects of a credit score. Debt settlement is reported by a furnisher (creditor of collection agency) as “paid settlement” to a credit reporting agency. This is true whether it’s … Continue reading
Posted in bad credit, chargeoff, Consumer Advocate, credit bureaus, credit law, Credit Repair, credit Scores
Tagged chargeoff, credit bureau, Credit Bureaus, credit law, credit repair, credit report, credit score, debt, debts, personal finances, personal information, recession, Safe Haven Credit
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How Much Does Poor Credit Really Cost?
Today, having low credit scores is no longer an option! The chart below gives you a good idea of the monthly costs of having scores below 740 (this score being the current standard to obtain the very best financing typically … Continue reading
Posted in bad credit, bankruptcy, chargeoff, Consumer Advocate, credit bureaus, credit law, Credit Repair, credit Scores, Section 609, short sale
Tagged credit law, credit repair, credit restoration, credit score, economy, employment, FCRA, personal finances, personal information, recession, Safe Haven Credit, Section 609
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Debt Collectors Will Pay More Than $1 Million to Settle FTC Charges
Claimed Debts Were Owed Despite Consumers’ Disputes A nationwide debt collector has agreed to pay a civil fine of more than $1 million to settle Federal Trade Commission charges that it violated federal law by inaccurately reporting credit information and … Continue reading
Posted in bad credit, bankruptcy, chargeoff, credit law, Credit Repair, FCRA, fraud, short sale
Tagged bankruptcy, chargeoff, cival penalty, CRA, credit bureau, Credit Bureaus, credit repair, credit report, credit restoration, credit score, debt, debts, dispute, FCRA, FDCPA Act, FTC, FTC Act, lawsuit, personal information
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Feb. 24, 2011 – Time To Press The Reset Button
Sometimes things are so out of whack it is simply better to start over then to try and limp along through the mire and muck. Bad credit is like that. Credit has become a huge issue in this nation. And … Continue reading
Posted in bad credit, credit bureaus, credit law, Credit Repair, credit Scores, FCRA, Section 609
Tagged chargeoff, contract, credit bureau, credit inquiry, credit law, credit repair, credit report, credit restoration, credit score, economy, employment, FCRA, personal information, recession, Safe Haven Credit, Section 609
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The Credit Bureaus Are Not Government Agencies!
They gather personal information about you and turn around and sell that information for profit. There are rules that Congress established that the credit bureaus must follow in both gathering and reporting information about you. They ARE NOT following the … Continue reading
Posted in bad credit, bankruptcy, chargeoff, credit bureaus, credit law, Credit Repair, credit Scores, FCRA, Section 609, short sale
Tagged bankruptcy, credit bureau, credit inquiry, credit law, credit repair, credit report, credit score, FCRA, foreclosure, personal information, Safe Haven Credit, Section 609, short sale, tax lien
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Has Bad Credit Cost You A Job?
Right now it is tough enough to find a job! Add to that the fact that employers are increasingly checking applicant’s credit when deciding who to hire or even who to promote. Approximately 60% of employers are now checking credit … Continue reading
Posted in bad credit, Banks, credit bureaus, credit law, Credit Repair, credit Scores, Section 609
Tagged credit bureau, credit law, credit repair, credit report, credit restoration, credit score, economy, employee screening, employer, employment, FCRA, jobs, personal information, promotion, Safe Haven Credit, Section 609
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Safe Haven Credit 